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Fresh Start Is A Two Way Street
Image courtesy of: Tallapragada If They Can Do It, You Can Do ItWhat do Abraham Lincoln, Henry Ford and Walt Disney have in common? Yes, they were motivated, driven, passionate individuals, each with...
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Happy Ending
Photo Credit: Ninian_Reid (Flickr) Recently I had a realization. I took a step back and evaluated my standing as a bankruptcy lawyer. I asked myself a few questions about my practice, my goals and...
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Naked Into The Storm
Image courtesy of Meta-Man (Flickr). Many, of course, will rant and rave against the garment fate has woven for them, but they pick it up and don it all the same, and most wear it to the end of their...
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The Debt Doghouse
Image courtesy of Wolfrage (Flickr) This video may be cute but it is a stark reminder of how debt can snowball and literally put you in the dog house. The physical and emotional struggles that...
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Cash Out Before Bankruptcy
Image courtesy of Seanfx (Flickr). It’s 2016 and carrying cash seems to be a thing of the past. It used to be that you had to physically exchange something you had (cash or coins) for something you...
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Spending the American Dream
Image courtesy of Mark Hillary (Flickr). What does it mean to be living the “American Dream?” I hear this term thrown around from time to time and think it is quite clever. The college education,...
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Families Suffering in Debt Slavery
Image courtesy of Steve Snodgrass (Flickr). This article appeared in the May issue of Montana Parent Magazine.Slavery is a powerful word that invokes thoughts of a much darker time in world history....
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Debt to Income to Bankruptcy
Image courtesy of Albertoog (Flickr). Debt to income ratio is an important component of your financial health.While there is some debate as to how much this ratio actually impacts your credit score,...
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Where Has The Recession Gone?
Image courtesy of Pipitone Law. Approaching storm atop Drinking Horse Mountain in Bozeman, MT. As we saunter through the pleasantness of 2016, we put more and more distance between ourselves and what...
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Breaking the Bank to Avoid Bankruptcy
Image courtesy of TravisJuntara (Flickr) “Breaking the bank” is an idiom that is used when one makes a purchase exceeding one’s budget. I did not know this, but “break the bank” is actually a...
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Bankruptcy and Background Noise
Image courtesy of happysnappa1966 (Flickr). While some of us like to live in a bubble, in our modern world, it is almost impossible to avoid the background noise and incessant societal chatter. In...
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Avoiding Surprises in Bankruptcy
Image courtesy of mustafeez27 (Flickr). Some people absolutely love surprises and some people don’t. I fall in the latter camp and try to avoid surprises at all costs. I like to always know what’s...
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Balance, Equity and the Bankruptcy "Means Test"
Image courtesy of zeevveez (Flickr). In eastern philosophies, the “Yin” and “Yang” is a concept used to describe how opposing forces are connected and dependent on each other in the natural world....
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Phantom Payments Prior to Bankruptcy
Image courtesy of kenny_barker (Flickr). As boring and crazy as it may sound, I find the practice of bankruptcy law quite exciting.Each individual case has a life of its own and presents unique...
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Breaking Down Walls With Bankruptcy
I purposely chose to be a bankruptcy lawyer. While not the most lucrative area of law to practice in, I do find it satisfying and fulfilling to help individuals and families get their lives in...
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Friends, Family and Your Bankruptcy Filing
Image courtesy of EivArch (Flickr). There is no secret that if you are meeting with me, you are experiencing some level of financial hardship.Most people view bankruptcy as a last resort. I wish this...
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Life in the "Sweatbox"
Image courtesy of cookie101babe. This past month I was able to attend the annual Bankruptcy Section Continuing Legal Education seminar in Butte, Montana. This year’s seminar saw a talented, diverse...
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Student Loan Help on the Horizon
Photo by Jackson David from Pexels I think we all can agree that 2020 has been the most interesting year in recent memory. While many of us have not come to terms with the “new normal” as it is being...
View ArticleTuning Out The Noise
The way we interact with others and consume information has changed dramatically over the past ten to fifteen years. It is becoming more and more difficult to tune out unwanted noise and filter...
View ArticleWhat Does it Cost to File Bankruptcy?
“What does it cost to file bankruptcy?” This is perhaps the most consistent question I have been asked as a bankruptcy attorney and rightly so. Individuals and families considering bankruptcy as an...
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